Highlands County property record for 411 E Elm St, Avon Park, FL 33825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,405 sqft · built 1972 |
| Lot Size | 0.299 acres (13,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Dec 2025) |
| Tax Bill | $3,290 (2024) |
| Deeds & Mortgages | Dec 2025 Sale Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A233824000E00050 |
| Primary APN | A233824000E00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,405 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 13,050 sqft (0.299 acres) |
| Lot Dimensions | 180 ft deep x 72 ft wide |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 532 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | A233824000E00050 |
|---|---|
| Street Address | 411 E ELM ST |
| City | AVON PARK |
| State | FL |
| Zip | 33825-3206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | PARK HILL SUB PB 4-PG 40 WEST 30 FT OF LOT 5 + EAST 42.5 FT OF LOT 6 BLK E |
| Legal Range | 28E |
| Legal Township | 33S |
| Legal Section | 23 |
| Legal Subdivision | PARK HILL SUB |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 960200 |
411 E Elm St is owned and occupied by an individual who bought it in December 2025.
Source: Highlands County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on File |
| Deed Sale | Dec 22, 2025 · Amount on File |
| Prior Sale | Jun 5, 2023 · Amount on File |
| Deed Document Number | 2292637 |
| Deed Book / Page | 3163 / 1854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 22, 2025 |
| Property Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Document Number | 0002292637 |
| Book / Page | 3163 / 1854 |
| Map Reference | MB 4 PG 40 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2292637 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1123 WALT WILLIAMS ROAD LOT 22, 22, LAKELAND, FL 33809-2383 |
| Name | Verified Name |
|---|---|
| Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 5, 2023 |
| Property Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Document Number | 0002154545 |
| Book / Page | 2979 / 1005 |
| Map Reference | MB 4 PG 40 |
| Instrument Date | May 31, 2023 |
| Instrument | 2154545 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | HAILE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,469.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12332 TAVARES RIDGE CIR, TAVARES, FL 32778-4456 |
| Name | Verified Name |
|---|---|
| Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Document Number | 0002154546 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 2979/1007 |
| Instrument | 2154546 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 5, 2020 |
| Property Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Document Number | 0001993896 |
| Book / Page | 2765 / 1853 |
| Map Reference | MB 4 PG 40 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 1993896 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2513 BRADFORD DR, 2513, SEBRING, FL 33870-8459 |
| Name | Verified Name |
|---|---|
| Address | 411 E ELM ST, AVON PARK, FL 33825-3206 |
| Document Number | 0027651855 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2765/1855 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Avon Park City |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,349 Land $7,902 Building $155,447 | $163,349 Land $7,902 Building $155,447 | |
| 2024 | $3,290.00 (+20.82%) | ||
| 2023 | $2,723.00 (+8.14%) | $163,871 (+11.08%) Land $4,742 Building $159,129 | $163,871 (+11.08%) Land $4,742 Building $159,129 |
| 2022 | $2,518.00 | $147,524 Land $4,742 Building $142,782 | $147,524 Land $4,742 Building $142,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 E Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1998–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 E Elm St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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