412 E Alder Dr, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 412 E Alder Dr, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1993
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$474,950 (Mar 2024)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`370432-074471-0000`

Property Details

APN / Parcel Number

Primary APN	`370432-074471-0000`
Alternative APNs	`586691` `35680` `49012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	35680
Street Address	412 E ALDER DR
City	SEDRO WOOLLEY
State	WA
Zip	98284-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 5 LOT 3 BLK 5
Legal Range	04
Legal Township	37
Legal Section	32
Legal Subdivision	GLENHAVEN LAKES DIV NO 5
Legal Block	5
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1026
Census Tract	807

Owner

412 E Alder Dr is owned by two individuals who bought it in March 2024.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11613 227TH AVE SE, MONROE, WA 98272-7774
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2019	Quit Claim Deed, Mortgage · FHA Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Nov 19, 2021 · Amount on File
Deed Document Number	20241454
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	0000903487
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 22, 2024
Property Address	412 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	0000301454
Map Reference	VOL9PG55-57AF965867
Instrument Date	Mar 20, 2024
Instrument	2024-0301454
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	GUARDIAN NW TITLE AND ESCROW, GUARDIAN NW TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,604.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1227, GOLD BAR, WA 98251-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11613 227TH AVE SE, MONROE, WA 98272-7774

Mortgage

Document Number	0000301455
Date	Mar 22, 2024
Instrument	2024-0301455

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 19, 2021
Property Address	412 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	20211103117
Instrument Date	Nov 19, 2021
Instrument	2021-1103117
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,943.42
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1227, GOLD BAR, WA 98251-1227

Mortgage

Document Number	20211103118
Date	Nov 19, 2021
Instrument	2021-1103118

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2019
Property Address	412 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	2190903487
Instrument Date	Sep 23, 2019
Instrument	903487
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	412 E ALDER DR SEDRO WOOLLEY WA 982849520, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	2190903488
Date	Sep 27, 2019
Instrument	903488

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 412 E Alder Dr was $2,377.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00	$418,385 Land $150,000 Building $268,385	$418,385 Land $150,000 Building $268,385
2022		$343,735 Land $106,977 Building $236,758	$343,735 Land $106,977 Building $236,758
2021	$2,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 E Alder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 E Alder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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