Calhoun County property record for 413 E Adams St, Homer, MI 49245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,990 (Jun 2023) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-040-026-00 |
| Primary APN | 43-040-026-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 616 sqft |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 413 E ADAMS ST |
|---|---|
| City | HOMER |
| State | MI |
| Zip | 49245-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMER ASSR'S PLAT = 1 LOT 43 |
| Legal Subdivision | HOMER ASSRS 1 |
| Legal Lot Number | 43 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 3100 |
Source: Calhoun County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 E ADAMS ST, HOMER, MI 49245-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK |
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on Record |
| Deed Sale | Jun 1, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2021 · Amount on Record |
| Deed Book / Page | 4749 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Jun 1, 2023 |
| Property Address | 413 E ADAMS ST, HOMER, MI 49245-1107 |
| Document Number | 004749/431 |
| Book / Page | 4749 / 431 |
| Map Reference | LB 9A PG 12 |
| Instrument Date | May 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | NOT AVAILABLE, ELEVATE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 E ADAMS ST, HOMER, MI 49245-1107 |
| Name | Verified Name |
|---|---|
| Address | 808 RIVERSIDE DR, LITCHFIELD, MI 49252-9786 |
| Document Number | 0047490433 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 4749-0433 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Sep 30, 2021 |
| Property Address | 413 E ADAMS ST, HOMER, MI 49245-1107 |
| Document Number | 004585/869 |
| Book / Page | 4585 / 869 |
| Map Reference | LB 9A PG 12 |
| Instrument Date | Sep 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13687 E L AVE, GALESBURG, MI 49053-9653 |
| Name | Verified Name |
|---|---|
| Address | 202 W FENTON ST, UNION CITY, MI 49094-1202 |
| Document Number | 0004585872 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 4585/872 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Calhoun County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Homer Township |
| Municipality | Homer Village |
| Unified School District | Homer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,840 (+36.49%) | ||
| 2025 | $1,921.00 (+47.88%) | $139,680 (+36.49%) | |
| 2023 | $51,170 | $102,340 | |
| 2022 | $1,299.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER serves 1,668 people · EPA ID MI0003220 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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