Calhoun County property record for 317 E Adams St, Homer, MI 49245
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,536 sqft · built 1930 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Aug 2022) |
| Tax Bill | $3,600 (2022) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-120-236-00 |
| Primary APN | 43-120-236-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 1,834 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 103 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 317 E ADAMS ST |
|---|---|
| City | HOMER |
| State | MI |
| Zip | 49245-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT LOTS 559 & 560 |
| Legal Subdivision | HOMER VILLAGE ORIGINAL |
| Legal Lot Number | 559-560 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 3100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Homer Village Historic District listed 1996 · 188 contributing resources · NRIS 96000805 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
317 E Adams St is owned and occupied by an individual who bought it in August 2022.
Source: Calhoun County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 E ADAMS ST, HOMER, MI 49245-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 11, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on File |
| Deed Sale | Aug 23, 2022 · Amount on File |
| Prior Sale | Jan 12, 2022 · Amount on File |
| Deed Book / Page | 4687 / 359 |
| Prior Transfer Date | Dec 30, 2021 |
| Prior Transfer Doc | 004621/464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Aug 23, 2022 |
| Property Address | 317 E ADAMS ST, HOMER, MI 49245-1105 |
| Document Number | 004687/359 |
| Book / Page | 4687 / 359 |
| Map Reference | LB 1 PG 3 |
| Instrument Date | Aug 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,357.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 E ADAMS ST, 317, HOMER, MI 49245-1105 |
| Name | Verified Name |
|---|---|
| Address | 31 W CLARKE AVE, COLDWATER, MI 49036-1129 |
| Document Number | 0046870360 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 4687-0360 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Jan 11, 2022 |
| Property Address | 317 E ADAMS ST, HOMER, MI 49245-1105 |
| Document Number | 004621/464 |
| Book / Page | 4621 / 464 |
| Map Reference | LB 1 PG 3 |
| Instrument Date | Dec 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 E ADAMS ST, 317, HOMER, MI 49245-1105 |
| Name | Verified Name |
|---|---|
| Address | 317 E ADAMS ST, HOMER, MI 49245-1105 |
| Document Number | 0004621759 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 4621/759 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Calhoun County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Homer Township |
| Municipality | Homer Village |
| Unified School District | Homer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,790 (-1.54%) | ||
| 2025 | Homeowner's exemption | $130,800 | $257,580 (-1.54%) |
| 2024 | $261,600 | ||
| 2022 | $3,600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 E Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 E Adams St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER serves 1,668 people · EPA ID MI0003220 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Sep 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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