413 Daybreak Dr, Norman, OK 73071 Property Records

Cleveland County property record for 413 Daybreak Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,260 sqft · built 2001
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SUML4 6 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUML4 6 4001`
Alternative APN	`98193`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	2,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	742 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	92 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98193
Old Parcel Number	98193
Street Address	413 DAYBREAK DR
City	NORMAN
State	OK
Zip	73071-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 4 LT 4 BLK 6
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Subdivision	SUMMIT LAKES 4
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1003
Census Tract	201405

Owner

413 Daybreak Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	413 DAYBREAK DR, NORMAN, OK 73071-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 20, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BK
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020
Deed Sale	Apr 20, 2020
Prior Sale	Sep 21, 2007
Deed Document Number	R 2020 11434
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	413 DAYBREAK DR, NORMAN, OK 73071-4142
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DAYBREAK DR, NORMAN, OK 73071-4142

Mortgage

Document Number	0R20264634
Date	Feb 23, 2026
Book Page	6923/1026
Instrument	R 2026 4634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	413 DAYBREAK DR, NORMAN, OK 73071-4142
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202111394
Date	Mar 25, 2021
Book Page	6211/325
Instrument	R 2021 11394

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	80507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLEVELAND OK
Recording Date	Apr 20, 2020
Property Address	413 DAYBREAK DR, NORMAN, OK 73071-4142
Document Number	0000011434
Book / Page	006044 / 000884
Instrument Date	Apr 16, 2020
Instrument	11434
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DAYBREAK DR NORMAN OK 730714142, NORMAN, OK 73071-4142

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	413 DAYBREAK DR, NORMAN, OK 73071-4142
Document Number	0000010964
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 DAYBREAK DR NORMAN OK 730714142, NORMAN, OK 73071-4142

Mortgage

Document Number	0000010964
Date	Apr 14, 2020
Book Page	006042/001227
Instrument	10964

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	413 DAYBREAK DR, NORMAN, OK 73071-4142
Document Number	0000018887
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 DAYBREAK DR NORMAN OK 730714142, NORMAN, OK 73071-4142

Mortgage

Document Number	0000018887
Date	Jun 24, 2019
Book Page	005935/000538
Instrument	18887

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$28,658 Land $4,758 Building $23,900	$317,594 Land $52,728 Building $264,866
2023	Homeowner's exemption	$27,013 Land $4,768 Building $22,245	$265,054 Land $46,789 Building $218,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Daybreak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 Daybreak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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