Cleveland County property record for 412 Daybreak Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,208 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $392,500 (Aug 2025) |
| Tax Bill | $5,062 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SUML4 1 4001 |
| Primary APN | NC29SUML4 1 4001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,201 sqft |
| 1st Floor Area | 2,208 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 993 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | Deck Area |
| Patio Area | 269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 98165 |
|---|---|
| Street Address | 412 DAYBREAK DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 4 LT 4 BLK 1 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES 4 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 201405 |
412 Daybreak Dr is owner-occupied and held in a trust since August 2025.
Source: Cleveland County records, as of June 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INCREDIBLEBANK |
| Oct 16, 2025 | Intrafamily Transfer, Transfer |
| Jul 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage BOKF NA |
| Jul 15, 2020 | Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 202521570 |
| Deed Book / Page | 6839 / 102 |
| Prior Transfer Date | Jul 8, 2020 |
| Prior Transfer Doc | 0000023414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 2, 2026 |
| Property Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Document Number | 0000015842 |
| Book / Page | 6972 / 1280 |
| Instrument Date | May 8, 2026 |
| Instrument | 202615842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000015842, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 6972/1280 |
| Instrument | 202615842 |
| Name | INCREDIBLEBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 16, 2025 |
| Property Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Document Number | R202529736 |
| Book / Page | 6871 / 828 |
| Instrument Date | Oct 13, 2025 |
| Instrument | R 2025 29736 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jul 28, 2021 |
| Property Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Document Number | R202131770 |
| Book / Page | 6284 / 946 |
| Instrument Date | Jul 21, 2021 |
| Instrument | R 2021 31770 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Document Number | R202131771 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | R 2021 31771 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jul 15, 2020 |
| Property Address | 412 DAYBREAK DR, NORMAN, OK 73071-4143 |
| Document Number | 0000023414 |
| Book / Page | 006085 / 000202 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 23414 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 DAYBREAK DR NORMAN OK 730714143, NORMAN, OK 73071-4143 |
| Document Number | 23415 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 006085/000203 |
| Instrument | 23415 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2050 |
The 2025 property tax bill for 412 Daybreak Dr was $5,062, up 5.2% from the year before.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,062.00 (+5.22%) | $42,183 (+5%) Land $7,308 Building $34,875 | $382,828 (+3.37%) Land $66,323 Building $316,505 |
| 2024 | $4,811.00 (+4.72%) | $40,174 (+5%) Land $7,194 Building $32,980 | $370,353 (+16.15%) Land $66,323 Building $304,030 |
| 2023 | $4,594.00 | $38,261 Land $7,084 Building $31,177 | $318,844 Land $59,040 Building $259,804 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 Daybreak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Daybreak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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