413 Cumberland Hill Rd, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 413 Cumberland Hill Rd, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jul 2024)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`839296`

Property Details

APN / Parcel Number

Primary APN	`839296`
Alternative APN	`WOON M:41D L:12 U:17`

Interior

Units	6 Units

Exterior

Lot Area	9,583 sqft (0.22 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	839296
Street Address	413 CUMBERLAND HILL RD
City	WOONSOCKET
State	RI
Zip	02895-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU1
Legal Lot Number	12
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1001
Census Tract	18500

Owner

413 Cumberland Hill Rd is owned by an individual who bought it in July 2024.

Source: Woonsocket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 NIXON ST, CUMBERLAND, RI 02864-2442
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Warranty Deed, Transfer · FHA Mortgage SHOREHAM BANK
Mar 1, 2022	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Book / Page	2884 / 41
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 8, 2024
Property Address	413 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-8502
Document Number	0002884-41
Book / Page	2884 / 41
Instrument Date	Jul 8, 2024
Instrument	233332
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 NIXON ST, CUMBERLAND, RI 02864-2442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000233333
Date	Jul 8, 2024
Instrument	233333

Lender

Name	SHOREHAM BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002884-61
Date	Jul 8, 2024
Book Page	2884/61
Instrument	233334

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Mar 1, 2022
Property Address	413 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-8502
Document Number	002711-151
Book / Page	2711 / 151
Instrument Date	Feb 28, 2022
Instrument	220454
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 WALLUM LAKE RD #C # C, C, BURRILLVILLE, RI

Mortgage

Document Number	0000220455
Date	Mar 1, 2022
Instrument	220455

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	002711-170
Date	Mar 1, 2022
Book Page	2711/170
Instrument	220456

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 413 Cumberland Hill Rd was $5,294.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,294.00	$471,400 Land $54,200 Building $417,200	$427,101
2023		$276,600 (-) Land $54,200 Building $222,400
2022		$276,600 Land $54,200 Building $222,400
2021	$5,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Cumberland Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 Cumberland Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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