408 Cumberland Hill Rd, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 408 Cumberland Hill Rd, Woonsocket, RI 02895

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,788 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Dec 2024)
Tax Bill	$5,579 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`900543`

Property Details

APN / Parcel Number

Primary APN	`900543`
Alternative APN	`WOON M:41F L:115 U:1`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,788 sqft Living Area
Gross Area	3,986 sqft
1st Floor Area	1,142 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	900543
Street Address	408 CUMBERLAND HILL RD
City	WOONSOCKET
State	RI
Zip	02895-4822
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Lot Number	115
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2010
Census Tract	18500

Owner

408 Cumberland Hill Rd, a triplex, is owned and occupied by an individual who bought it in December 2024.

Source: Woonsocket City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	408 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Jun 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Apr 30, 2024 · Amount on File
Deed Document Number	2024235908
Deed Book / Page	2922 / 208
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Apr 30, 2024
Property Address	408 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-8521
Document Number	002870-348
Book / Page	2870 / 348
Instrument Date	Apr 30, 2024
Instrument	232452
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-8521

Mortgage

Document Number	0000232453
Date	Apr 30, 2024
Instrument	232453

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	408 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-8521
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002529-231
Date	May 22, 2020
Book Page	2529/231
Instrument	207555

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jun 28, 2018
Property Address	408 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-8521
Document Number	2369-263
Book / Page	002369 / 000263
Instrument Date	Jun 27, 2018
Instrument	195537
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 POND ST WOONSOCKET RI 028951220, WOONSOCKET, RI 02895-1220

Tax Assessment & Valuation

The 2025 property tax bill for 408 Cumberland Hill Rd was $5,579, up 27.3% from the year before.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,579.00 (+27.35%)	$496,800 (+64.89%) Land $88,900 Building $407,900
2024	$4,381.00 (+4.01%)	$301,300 (-) Land $90,500 Building $210,800
2023	$4,212.00	$301,300 (-) Land $90,500 Building $210,800
2022	$4,212.00	$301,300 Land $90,500 Building $210,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 Cumberland Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 Cumberland Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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