413 Cooper St, Chapin, IL 62628 Property Records

Morgan County property record for 413 Cooper St, Chapin, IL 62628

Property Summary

Property TypeSingle Family Home
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Tax Bill$2,900 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-02-308-008

Property Details

APN / Parcel Number

Primary APN07-02-308-008

Exterior

Lot Area19,166 sqft (0.44 acres)
Lot Dimensions192 ft deep x 100 ft wide

Location & Zoning

Street Address413 COOPER ST
CityCHAPIN
StateIL
Zip62628-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:12 TWP:15 SECT/LOT:2 VILLAGE OF CHAPIN LANDS 100FT X 192FT PT SE COR SE SW FACING COOPER STREET BK-228 PG-83 6-68
Legal Range12W
Legal Township15N
Legal Section02
Legal Block12
Legal Lot Number2
JurisdictionMORGAN IL
Township / Civil DivisionCHAPIN
Census Block Group2
Census Block2062
Census Tract951400

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 COOPER ST, CHAPIN, IL 62628-2024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 18, 2013
Transfer Doc0000594101
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN IL
Property Address413 COOPER ST, CHAPIN, IL 62628-2024
Transaction TypeMortgage
Record UpdatedFeb 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 615380
DateJan 17, 2017
Instrument615380
Lender
NameCHAPIN STATE BANK
AddressCHAPIN, IL 62628
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 16, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChapin Village
CountyMorgan County
Unified School DistrictTriopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,900.00 (+7.29%)$43,090 (+11%) Land $4,450 Building $38,640$129,270 (+11%) Land $13,350 Building $115,920
2024$2,703.00 (-11.26%)
2023$38,820 (-15%) Land $4,010 Building $34,810$116,460 (-15%) Land $12,030 Building $104,430
2022$3,046.00 (+7.94%) Homeowner's exemption$45,670 Land $4,720 Building $40,950$137,010 Land $14,160 Building $122,850
2021$2,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAPIN
serves 658 people · EPA ID IL1370050
Water SourcePurchased groundwater influenced by surface water from JACKSONVILLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.43 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Illinois Net, Wisper ISP.

Nearby Properties on Cooper St

Nearby Streets

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