Morgan County property record for 412 Cooper St, Chapin, IL 62628
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Apr 2020) |
| Tax Bill | $1,449 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02-401-019 |
| Primary APN | 07-02-401-019 |
|---|
| Lot Area | 40,511 sqft (0.93 acres) |
|---|---|
| Lot Dimensions | 420 ft deep x 96 ft wide |
| Street Address | 412 COOPER ST |
|---|---|
| City | CHAPIN |
| State | IL |
| Zip | 62628-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK:12 TWP:15 SECT/LOT:2 VILLAGE OF CHAPIN LANDS PT SE 96FT X 420FT AVG DOC-473399 3-6-98 1,900 |
| Legal Range | 12W |
| Legal Township | 15N |
| Legal Section | 02 |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | CHAPIN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 951400 |
412 Cooper St is owned and occupied by an individual who bought it in April 2020.
Source: Morgan County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 COOPER ST, CHAPIN, IL 62628-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on File |
| Deed Sale | Apr 6, 2020 · Amount on File |
| Deed Document Number | 2020630746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN IL |
| Recording Date | Apr 6, 2020 |
| Property Address | 412 COOPER ST, CHAPIN, IL 62628-2000 |
| Document Number | 0000630746 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 630746 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 COOPER ST, CHAPIN, IL 62628-2000 |
| Document Number | 0000630747 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 630747 |
| Name | FARMERS STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate | 2.37% |
|---|
The 2025 property tax bill for 412 Cooper St was $1,449 with a homeowner's exemption, up 8.8% from the year before.
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Chapin Village |
| County | Morgan County |
| Unified School District | Triopia Community Unit School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 (+8.78%) | $24,320 Land $5,550 Building $18,770 | $72,960 Land $16,650 Building $56,310 |
| 2024 | $1,332.00 | ||
| 2023 | $21,910 (-14.98%) Land $5,000 Building $16,910 | $65,730 (-14.98%) Land $15,000 Building $50,730 | |
| 2022 | $1,518.00 (+170.59%) Homeowner's exemption | $25,770 Land $5,880 Building $19,890 | $77,310 Land $17,640 Building $59,670 |
| 2021 | $561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Cooper St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 295 people · EPA ID IL1370100 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHAPIN |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Illinois Net, Wisper ISP.
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