Osceola County property record for 413 Chestnut St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,179 sqft Heated Area |
| Lot Size | 12,502 sqft (0.287 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $202,000 (2016) |
| Tax Bill | $2,755.00 (2025) |
| Primary APN | 82472 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,179 sqft Heated Area |
| Gross Area | 2,933 sqft Gross Area |
| 1st Floor | 1,831 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,502 sqft (0.287 acres) |
| Depth X Width | 125 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 609 sqft Garage |
| Fence | Fence |
| Porch | Enclosed Porch |
| Porch Area | 493 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82472 |
|---|---|
| Street Address | 413 CHESTNUT ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1663 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 14 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 900 |
| Legal Block | 1 |
| Legal Lot Number | 9,14 9 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82472
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 413 CHESTNUT ST, SAINT CLOUD, FL 34769-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on Record |
| Deed Sale | May 20, 2016 · Amount on Record |
| Deed Doc Number | 2016077483 |
| Deed Book / Page | 4963 / 2641 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 413 CHESTNUT ST, SAINT CLOUD, FL 34769-1663 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 413 CHESTNUT ST, SAINT CLOUD, FL 34769-1663 |
| Document Number | 0060181971 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 6018/1971 |
| Instrument | 2021122654 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 413 CHESTNUT ST, SAINT CLOUD, FL 34769-1663 |
| Document Number | 0055582551 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 413 CHESTNUT ST ST CLOUD FL 347691663, ST CLOUD, FL 34769-1663 |
| Document Number | 0055582551 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 005558/002551 |
| Instrument | 92459 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,755.00 (+6.78%) Homeowner's exemption Disabled Person's exemption | $201,802 (+5.99%) | $360,100 (-4.43%) Land $65,000 Building $295,100 |
| 2023 | $2,580.00 (+0.66%) Homeowner's exemption Disabled Person's exemption | $190,403 (+3%) | $376,800 (+16.3%) Land $60,000 Building $316,800 |
| 2022 | $2,563.00 Homeowner's exemption Disabled Person's exemption | $184,858 | $324,000 Land $55,000 Building $269,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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