413 Cheever Ave, Geneva, IL 60134 Property Records

Kane County property record for 413 Cheever Ave, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,776 sqft · built 1968
Lot Size	0.174 acres (7,600 sqft)
Owner	Individual Name on File
Last Sale	$564,000 (Mar 2026)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-131-013`

Property Details

APN / Parcel Number

Primary APN	`12-10-131-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	2,634 sqft
Basement Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	7,600 sqft (0.174 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	413 CHEEVER AVE
City	GENEVA
State	IL
Zip	60134-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 IN BLK 1 OF CHEEVERS ADD
Legal Subdivision	CHEEVERS ADD
Legal Block	1
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2058
Census Tract	852608

Owner

Source: Kane County records · APN 12-10-131-013

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26428 RUSTLING BIRCH WAY, PLAINFIELD, IL 60585-1337
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Mar 12, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Feb 05, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	20269972
Prior Transfer Date	Jan 11, 2003
Prior Transfer Doc	0000031281
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	413 CHEEVER AVE, GENEVA, IL 60134-3017
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038719
Date	Oct 03, 2025
Instrument	2025K038719

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 02, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2026
Property Address	413 CHEEVER AVE, GENEVA, IL 60134-3017
Document Number	0000009972
Instrument Date	Feb 27, 2026
Instrument	2026K009972
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHEEVER AVE, GENEVA, IL 60134-3017

Mortgage

Document Number	0000009973
Date	Mar 12, 2026
Instrument	2026K009973

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 27, 2023
Property Address	413 CHEEVER AVE, GENEVA, IL 60134-3017
Document Number	0000002915
Instrument Date	Jan 27, 2023
Instrument	2023K002915
Transaction Type	Transfer
Record Updated	Feb 03, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CHEEVER AVE, GENEVA, IL 60134-3017

Mortgage

Document Number	0000002916
Date	Jan 27, 2023
Instrument	2023K002916

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 05, 2020
Property Address	413 CHEEVER AVE, GENEVA, IL 60134-3017
Document Number	0000006516
Instrument Date	Feb 03, 2020
Instrument	6516
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$338.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	472 N SUGAR GROVE PKWY #F111 SUGAR GROVE IL 605548107, F111, SUGAR GROVE, IL 60554-8107

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,722.00 (+3.57%)
2024	$8,421.00 (+20.3%) Homeowner's exemption	$118,680 (+41.54%) Land $26,411 Building $92,269	$356,182 (+41.6%) Land $79,265 Building $276,918
2022	$7,000.00 (+2.82%)	$83,848 (+3.86%) Land $22,310 Building $61,538	$251,544 (+3.86%) Land $66,930 Building $184,614
2021	$6,808.00	$80,732 Land $21,481 Building $59,251	$242,196 Land $64,443 Building $177,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898526082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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