322 Cheever Ave, Geneva, IL 60134 Property Records

Kane County property record for 322 Cheever Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Tax Bill	$26,536 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-10-211-018`

Property Details

APN / Parcel Number

Primary APN	`12-10-211-018`

Location & Zoning

Street Address	322 CHEEVER AVE
City	GENEVA
State	IL
Zip	60134-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHEEVERS ADD - LTS 23, 24 25 BLK 2 & PT LTS 1 & 2 BLK 2 DESC IN TP REQ DATED 1/2/20 WITH SURVEY
Legal Subdivision	CHEEVERS ADD
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2059
Census Tract	852608

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 CHEEVER AVE, GENEVA, IL 60134-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 26, 2013
Transfer Doc	0000048792
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	322 CHEEVER AVE, GENEVA, IL 60134-3015
Document Number	0000022947
Instrument Date	May 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 CHEEVER AVE GENEVA IL 601343015, GENEVA, IL 60134-3015

Mortgage

Document Number	0000022947
Date	Jun 5, 2019
Instrument	22947

Lender

Name	STATE BK/GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 4, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,536.00 (+11.02%) Homeowner's exemption	$375,407 (+8.5%) Land $117,436 Building $257,971	$1,126,672 (+8.5%) Land $352,449 Building $774,223
2024		$345,997 (+18.38%) Land $108,236 Building $237,761	$1,038,406 (+18.43%) Land $324,838 Building $713,568
2022	$23,902.00 (+2.91%) Homeowner's exemption	$292,271 (+3.86%) Land $91,429 Building $200,842	$876,813 (+3.86%) Land $274,287 Building $602,526
2021	$23,227.00 Homeowner's exemption	$281,409 Land $88,031 Building $193,378	$844,227 Land $264,093 Building $580,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20