405 Central Ln, Luverne, MN 56156 Property Records

Rock County property record for 405 Central Ln, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	676 sqft · built 1962
Lot Size	0.261 acres (11,381 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Sep 2026)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale
APN	`20-0568-000`

Property Details

APN / Parcel Number

Primary APN	`20-0568-000`

Interior

Building Area	676 sqft Living Area
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,381 sqft (0.261 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	161 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	405 CENTRAL LN
City	LUVERNE
State	MN
Zip	56156-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 90' OF LOT 3 EXC A TR IN LOT 3 DESC AS: COM AT NW COR OF LOT 3; ELY ALG N LN 87.15' TO POB; CONT ELY 2.62'; SLY 125.00'
Legal Subdivision	DAVIS ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1019
Census Tract	570200

Owner

405 Central Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Rock County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 CENTRAL LN, LUVERNE, MN 56156-1053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Affidavit, Transfer
Sep 17, 2026	Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Deed Document Number	2026210693
Record Updated	Oct 29, 2026

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ROCK MN
Recording Date	Sep 17, 2026
Property Address	405 CENTRAL LN, LUVERNE, MN 56156-1053
Document Number	0000210692
Instrument Date	Sep 17, 2026
Instrument	2026210692
Transaction Type	Transfer
Record Updated	Oct 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CENTRAL LN, LUVERNE, MN 56156-1053

September 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ROCK MN
Recording Date	Sep 17, 2026
Property Address	405 CENTRAL LN, LUVERNE, MN 56156-1053
Document Number	0000210693
Instrument Date	Aug 10, 2026
Instrument	2026210693
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$89,657.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 CENTRAL LN, LUVERNE, MN 56156-1053

Tax Assessment & Valuation

The 2026 property tax bill for 405 Central Ln was $2,304, up 6.5% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00 (+6.47%)	$229,000 (+2.14%) Land $15,200 Building $213,800	$229,000 (+2.14%) Land $15,200 Building $213,800
2025	$2,164.00	$224,200 Land $15,200 Building $209,000	$224,200 Land $15,200 Building $209,000
2023	$1,896.00	$192,100 Land $13,500 Building $178,600	$192,100 Land $13,500 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 405 Central Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 Central Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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