413 Cactus Flower, Cibolo, TX 78108 Property Records

Guadalupe County property record for 413 Cactus Flower, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 2013
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$247,200 (Apr 2013)
Tax Bill	$2,043 (2023)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3900300701000000`

Property Details

APN / Parcel Number

Primary APN	`1G3900300701000000`
Alternative APNs	`000000147450` `000000161432` `147450`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,780 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,828 sqft
2nd Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	132 sqft
Deck Area	132 sqft
Patio Area	180 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 CACTUS FLOWER
City	CIBOLO
State	TX
Zip	78108-3491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK RANCH #3 BLOCK 7 LOT 10 0.1492 AC
Legal Subdivision	SADDLE CREEK RANCH #3
Legal Tract	10
Legal Block	7
Legal Lot Number	10
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1023
Census Tract	210612

Owner

413 Cactus Flower is owned and occupied by two individuals who bought it in April 2013.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 CACTUS FLOWER, CIBOLO, TX 78108-3491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2013 · Amount on File
Deed Sale	Apr 26, 2013 · Amount on File
Deed Document Number	20138764
Deed Book / Page	4074 / 68
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0000008764
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	413 CACTUS FLOWER, CIBOLO, TX 78108-3491
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099013469
Date	Apr 27, 2022
Instrument	202299013469

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,267 (+0.54%) Land $43,594 Building $409,673	$453,267 (+0.54%) Land $43,594 Building $409,673
2025		$450,842 Land $41,684 Building $409,158	$450,842 Land $41,684 Building $409,158
2023	$2,043.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$476,827 Land $55,448 Building $421,379	$476,827 Land $55,448 Building $421,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Cactus Flower in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Cactus Flower is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.