Guadalupe County property record for 412 Cactus Flower, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,228 sqft · built 2013 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,900 (Jun 2013) |
| Tax Bill | $6,257 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900300900200000 |
| Primary APN | 1G3900300900200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,228 sqft Living Area |
| Gross Area | 4,014 sqft |
| 1st Floor Area | 1,868 sqft |
| 2nd Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 116 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 CACTUS FLOWER |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #3 BLOCK 9 LOT 2 .1515 AC |
| Legal Subdivision | SADDLE CREEK RANCH #3 |
| Legal Tract | 2 |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 210612 |
412 Cactus Flower is owned and occupied by two individuals who bought it in June 2013.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 CACTUS FLOWER, CIBOLO, TX 78108-3491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2013 · Amount on File |
| Deed Sale | Jun 3, 2013 · Amount on File |
| Deed Document Number | 201311654 |
| Deed Book / Page | 4091 / 437 |
| Prior Transfer Date | May 29, 2013 |
| Prior Transfer Doc | 0000011654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 412 CACTUS FLOWER, CIBOLO, TX 78108-3491 |
| Document Number | 0000001809 |
| Instrument Date | Jan 9, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 412 CACTUS FLOWER CIBOLO TX 781083491, CIBOLO, TX 78108-3491 |
| Document Number | 0000001809 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 1809 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
The 2025 property tax bill for 412 Cactus Flower was $6,257 with exemptions applied, down 9.6% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,239 (+5.79%) Land $43,931 Building $393,308 | $437,239 (+5.79%) Land $43,931 Building $393,308 | |
| 2025 | $6,257.00 (-9.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $413,301 Land $42,117 Building $371,184 | $413,301 Land $42,117 Building $371,184 |
| 2024 | $6,922.00 (+4.14%) | ||
| 2023 | $6,647.00 (-9.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $424,000 Land $55,952 Building $368,048 | $424,000 Land $55,952 Building $368,048 |
| 2022 | $7,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Cactus Flower in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Cactus Flower is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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