413 Bayshore Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 413 Bayshore Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,128 sqft · built 1965
Lot Size	0.289 acres (12,612 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Sep 2021)
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0147-14-0003`

Property Details

APN / Parcel Number

Primary APN	`0147-14-0003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	12,612 sqft (0.289 acres)
Lot Dimensions	130 ft deep x 102 ft wide

Exterior Amenities

Pool Area	240 sqft
Pool House	121 sqft
Porch	Open Porch
Porch Area	690 sqft
Patio Area	276 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	413 BAYSHORE DR
City	OSPREY
State	FL
Zip	34229-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 7 BLK 2 BAY ACRES RESUB
Legal Range	18E
Legal Township	38S
Legal Section	10
Legal Subdivision	BAY ACRES - RESUB
Legal Tract	1065
Legal Block	2
Legal Lot Number	7
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	3
Census Block	3020
Census Tract	2102

Owner

413 Bayshore Dr is owned by an individual who bought it in September 2021.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3978 SPYGLASS HILL RD, SARASOTA, FL 34238-2825
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jan 10, 2014 · Amount on File
Deed Document Number	2021163951
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Sep 7, 2021
Property Address	413 BAYSHORE DR, OSPREY, FL 34229-9578
Document Number	0000163951
Map Reference	MB 7 PG 16
Instrument Date	Sep 1, 2021
Instrument	2021163951
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 BAY AVE, 32, OSPREY, FL 34229-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3978 SPYGLASS HILL RD, SARASOTA, FL 34238-2825

Mortgage

Document Number	0000163952
Date	Sep 7, 2021
Instrument	2021163952

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 413 Bayshore Dr was $4,875.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,875.00	$424,900 Land $165,700 Building $259,200	$424,900 Land $165,700 Building $259,200
2023	$6,470.00 (+12.95%)	$505,500 (+14.55%) Land $159,800 Building $345,700	$505,500 (+14.55%) Land $159,800 Building $345,700
2022	$5,728.00	$441,300 Land $127,800 Building $313,500	$441,300 Land $127,800 Building $313,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Bayshore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	506 units insured incl. 332 condo units
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Bayshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bayshore Dr

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