412 Bayshore Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 412 Bayshore Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,420 sqft · built 2004
Lot Size	0.826 acres (36,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Jul 2018)
Tax Bill	$19,895 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`0147-14-0011`

Property Details

APN / Parcel Number

Primary APN	`0147-14-0011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,420 sqft Living Area
1st Floor Area	3,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Concrete
Lot Area	36,014 sqft (0.826 acres)
Lot Dimensions	309 ft deep x 122 ft wide
Garage Type	Mixed
Garage Area	882 sqft
Carport	Carport
Carport Area	264 sqft

Exterior Amenities

Pool Area	490 sqft
Porch	Open Porch
Porch Area	432 sqft
Patio Area	32 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	412 BAYSHORE DR
City	OSPREY
State	FL
Zip	34229-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	BEG AT SE COR OF LOT 15 BLK 1 TH N-43-02-W ALG WLY R/W OF BAYSHORE DR 67.9 FT TH ALG CURVE TO RIGHT 12.1 FT TH S-60-46-35-W 2
Legal Range	18E
Legal Township	38S
Legal Section	10
Legal Subdivision	BAY ACRES - RESUB
Legal Tract	1065
Legal Block	1
Legal Lot Number	15
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	3
Census Block	3013
Census Tract	2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	412 BAYSHORE DR, OSPREY, FL 34229-9579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF TAMPA
Jul 24, 2018	Warranty Deed, Transfer · Line of Credit BANK OF TAMPA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Mar 15, 2004
Deed Document Number	2018098375
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	412 BAYSHORE DR, OSPREY, FL 34229-9579
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BAYSHORE DR, OSPREY, FL 34229-9579

Mortgage

Document Number	0000199250
Date	Nov 3, 2021
Instrument	2021199250

Lender

Name	THE BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jul 24, 2018
Property Address	412 BAYSHORE DR, OSPREY, FL 34229-9579
Document Number	0000098375
Instrument Date	Jul 18, 2018
Instrument	98375
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7103 PROCTOR RD SARASOTA FL 342419257, SARASOTA, FL 34241-9257

Mortgage

Document Number	98376
Date	Jul 24, 2018
Instrument	98376

Lender

Name	BANK OF TAMPA
Type	Bank
Address	PO BOX 1, TAMPA, FL 33601-0001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,895.00 (+0.63%) Homeowner's exemption	$1,766,543 (+5.99%)	$2,319,100 (-21.3%) Land $1,167,000 Building $1,152,100
2023	$19,770.00 (+2.33%) Homeowner's exemption	$1,666,754 (+3%)	$2,946,600 (+11.73%) Land $1,418,400 Building $1,528,200
2022	$19,319.00 Homeowner's exemption	$1,618,208	$2,637,200 Land $1,238,400 Building $1,398,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	506 units insured incl. 332 condo units
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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