Beaufort County property record for 413 Bay Dr, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,963 sqft · built 1992 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $402,500 (Apr 2025) |
| Tax Bill | $1,831 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5677-02-0947 |
| Primary APN | 5677-02-0947 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,963 sqft Living Area |
| Gross Area | 2,151 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 413 BAY DR |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT #7 BLK E BEAUFORT HEIGHTS |
| Legal Subdivision | BEAUFORT HEIGHTS |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 930200 |
413 Bay Dr is owned and occupied by two individuals who bought it in April 2025.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 BAY DR, WASHINGTON, NC 27889-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Dec 16, 1996 · Amount on File |
| Deed Document Number | 20251649 |
| Deed Book / Page | 2198 / 517 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 413 Bay Dr was $1,831, up 0.2% from the year before.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,831.00 (+0.22%) | $298,730 (-) Land $46,434 Building $252,296 | |
| 2025 | $1,827.00 | $298,730 Land $46,434 Building $252,296 | $298,730 Land $46,434 Building $252,296 |
| 2023 | $1,660.00 | $206,717 Land $48,972 Building $157,745 | |
| 2018 | $206,717 Land $48,972 Building $157,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Bay Dr in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 45 (1996–2018) |
| Claims Outside the SFHA | 5 of 45 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Bay Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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