Beaufort County property record for 406 Bay Dr, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,393 sqft · built 1992 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,500 (Oct 1991) |
| Tax Bill | $2,085 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5667-92-3825 |
| Primary APN | 5667-92-3825 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,393 sqft Living Area |
| Gross Area | 2,250 sqft |
| Basement Area | 100 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Area | 328 sqft |
| Storage Building | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 406 BAY DR |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 1 LOT #6 BLK D BEAUFORT HEIGHTS |
| Legal Subdivision | BEAUFORT HEIGHTS |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930200 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 BAY DR, WASHINGTON, NC 27889-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1991 · Amount on Record |
| Deed Sale | Oct 1, 1991 · Amount on Record |
| Deed Book / Page | 947 / 630 |
| Record Updated | Oct 29, 2026 |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,085.00 (+21.08%) | $345,286 (+60.3%) Land $59,184 Building $286,102 | |
| 2025 | $345,286 (+60.3%) Land $59,184 Building $286,102 | ||
| 2023 | $1,722.00 | $215,402 Land $46,575 Building $168,827 | |
| 2018 | $215,402 Land $46,575 Building $168,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 45 (1996–2018) |
| Claims Outside the SFHA | 5 of 45 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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