Boyd County property record for 413 Bartlett St, Ashland, KY 41101
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1 ba · 198 sqft |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Aug 2026) |
| Tax Bill | $440 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-09-00-002.00 |
| Primary APN | 031-09-00-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 198 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 665061 |
|---|---|
| Street Address | 413 BARTLETT ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-3438 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | Z01 |
| Legal Description | LOTS 3-4 -5-6-7 AND STRIP ELKHORN SUBDIVISION |
| Legal Subdivision | STRIP ELKHORN SUBITION |
| Legal Lot Number | 5-7 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30800 |
413 Bartlett St is owned and occupied by an individual who bought it in August 2026.
Source: Boyd County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 BARTLETT ST, ASHLAND, KY 41101-3438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed, Transfer · Conventional Mortgage MEMBERS CHOICE CREDIT UNION |
| Aug 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Deed Document Number | 202610045496 |
| Deed Book / Page | 880 / 729 |
| Prior Transfer Date | Jul 14, 2015 |
| Prior Transfer Doc | 00D773/741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Aug 12, 2026 |
| Property Address | 413 BARTLETT ST, ASHLAND, KY 41101-3438 |
| Document Number | 0010045496 |
| Book / Page | 880 / 729 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202610045496 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,575.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 BARTLETT ST, ASHLAND, KY 41101-3438 |
| Document Number | 0010045496, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 1626/73 |
| Instrument | 202610045496 |
| Name | MEMBERS CHOICE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Aug 12, 2026 |
| Property Address | 413 BARTLETT ST, ASHLAND, KY 41101-3438 |
| Document Number | 0010045474 |
| Book / Page | 1626 / 73 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202610045474 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5332 SKYLINE DR, ASHLAND, KY 41102-5754 |
| Document Number | 0010045474, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 1626/73 |
| Instrument | 202610045474 |
| Name | MEMBERS CHOICE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 413 Bartlett St was $440.
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440.00 | $68,000 Land $20,000 Building $48,000 | $68,000 Land $20,000 Building $48,000 |
| 2023 | $450.00 | $68,000 Land $20,000 Building $48,000 | $68,000 Land $20,000 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Bartlett St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2013–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Bartlett St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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