Boyd County property record for 404 Bartlett St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1954 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $60,000 (Jun 2023) |
| Tax Bill | $394 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-09-00-053.00 |
| Primary APN | 023-09-00-053.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 450251 |
|---|---|
| Street Address | 404 BARTLETT ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-3439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | TRACT 1-LOT 10 & TRACT 2-LOT 11 ELKHORN SUBDIVISION |
| Legal Subdivision | ELKHORN SUBITION |
| Legal Tract | 1 |
| Legal Lot Number | 10-11 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30800 |
404 Bartlett St is owned by a company that bought it in June 2023.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1019 SHELBY AVE, ASHLAND, KY 41102-5261 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF KENTUCKY INC |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Deed Document Number | 10020379 |
| Deed Book / Page | 850 / 547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jun 2, 2023 |
| Property Address | 404 BARTLETT ST, ASHLAND, KY 41101-3439 |
| Document Number | 000850/547 |
| Book / Page | 850 / 547 |
| Instrument Date | May 30, 2023 |
| Instrument | 10020379 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 BARTLETT ST, ASHLAND, KY 41101-3439 |
| Name | Verified Name |
|---|---|
| Address | 1019 SHELBY AVE, ASHLAND, KY 41102-5261 |
| Document Number | 0010020380 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 10020380 |
| Name | CITIZENS BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 5, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 404 BARTLETT ST, ASHLAND, KY 41101-3439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1366/482 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | M1366/482 |
| Instrument | 775163 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 404 Bartlett St was $394.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394.00 | $60,000 Land $10,000 Building $50,000 | $60,000 Land $10,000 Building $50,000 |
| 2023 | $285.00 (+49.21%) | $40,000 (+68.78%) Land $8,000 Building $32,000 | $40,000 (+68.78%) Land $8,000 Building $32,000 |
| 2022 | $191.00 | $23,700 Land $3,700 Building $20,000 | $23,700 Land $3,700 Building $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 404 Bartlett St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2013–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Bartlett St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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