413 Baldwin Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 413 Baldwin Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,768 sqft · built 2023
Lot Size	0.096 acres (4,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$754,023 (May 2026)
Tax Bill	$6,352 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135F-16-033.74`

Property Details

APN / Parcel Number

Primary APN	`135F-16-033.74`
Alternative APN	`41623`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,768 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	4,220 sqft (0.096 acres)
Lot Dimensions	104 ft deep x 40.5 ft wide

Location & Zoning

Account Number	41623
Street Address	413 BALDWIN DR
City	OXFORD
State	MS
Zip	38655-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 THE LAMAR PHASE 4A
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	LAMAR SUBDIVISION PHASE 4A
Legal Phase	4A
Legal Lot Number	75
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Lafayette County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 BALDWIN DR, OXFORD, MS 38655-1975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Line of Credit GUARANTY TRUST COMPANY
May 1, 2026	Warranty Deed, Transfer · Line of Credit GUARANTY BANK AND TRUST COMPANY
Apr 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Deed Document Number	20263565
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	May 1, 2026
Property Address	413 BALDWIN DR, OXFORD, MS 38655-1975
Document Number	0202603565
Instrument Date	May 1, 2026
Instrument	20263565
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 BALDWIN DR, OXFORD, MS 38655-1975

Mortgage

Document Number	0000003567,
Date	May 1, 2026
Instrument	20263567

Lender

Name	GUARANTY TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2031

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	May 1, 2026
Property Address	413 BALDWIN DR, OXFORD, MS 38655-1975
Document Number	0000003565
Instrument Date	May 1, 2026
Instrument	2026.3565
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 BALDWIN DR, OXFORD, MS 38655-1975

Mortgage

Document Number	0000003567,
Date	May 1, 2026
Instrument	2026..3567

Lender

Name	GUARANTY BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2031

Interest

Rate	6.22%
Max Rate	-1%

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Apr 27, 2023
Property Address	413 BALDWIN DR, OXFORD, MS 38655-1975
Document Number	0020233045
Map Reference	CAB C SL 90
Instrument Date	Apr 26, 2023
Instrument	2023-3045
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 HIGHWAY 328, OXFORD, MS 38655-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 OLD TAYLOR RD APT 126, 126, OXFORD, MS 38655-5036

Mortgage

Document Number	0020233046
Date	Apr 27, 2023
Instrument	2023-3046

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,352.00 Homeowner's exemption	$51,131	$511,310 Land $120,000 Building $391,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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