321 Baldwin Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 321 Baldwin Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,192 sqft · built 2020
Lot Size	0.113 acres (4,945 sqft)
Owner	Company Name on Record
Tax Bill	$10,727 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`135F-16-033.18`

Property Details

APN / Parcel Number

Primary APN	`135F-16-033.18`
Alternative APN	`39049`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
1st Floor Area	1,266 sqft
2nd Floor Area	546 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,945 sqft (0.113 acres)
Lot Dimensions	112 ft deep x 43.8 ft wide
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39049
Street Address	321 BALDWIN DR
City	OXFORD
State	MS
Zip	38655-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 THE LAMAR PHASE 2
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	LAMAR SUBDIVISION
Legal Phase	2
Legal Lot Number	10
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4213 STONE RIVER CIR, MOUNTAIN BRK, AL 35213-3316
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 19, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023
Deed Sale	Jun 22, 2023
Prior Sale	Nov 19, 2020
Deed Document Number	20234672
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	321 BALDWIN DR, OXFORD, MS 38655-1809
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 BALDWIN DR, OXFORD, MS 38655-1809

Mortgage

Document Number	0202110423
Date	Sep 16, 2021
Instrument	202110423

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Nov 19, 2020
Property Address	321 BALDWIN DR, OXFORD, MS 38655-1809
Document Number	0202011190
Map Reference	CAB C SL 90
Instrument Date	Nov 17, 2020
Instrument	202011190
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 BALDWIN DR, OXFORD, MS 38655-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 TILTON ST, MEMPHIS, TN 38111-2529

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,727.00 (+178.55%)	$82,451 (+122.23%)	$549,670 (+48.16%) Land $150,000 Building $399,670
2023	$3,851.00 Senior Citizen's exemption	$37,101	$371,010 Land $60,000 Building $311,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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