413 Ashland Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 413 Ashland Dr, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,119 sqft · built 2007
Lot Size0.322 acres (14,031 sqft)
OwnerIndividual Name on Record
Last Sale$154,280 (Jul 2023)
Tax Bill$6,675 (2026)
Deeds & MortgagesJul 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN2855-020-00007

Property Details

APN / Parcel Number

Primary APN2855-020-00007
Alternative APN
  • 54166

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,119 sqft Living Area
Gross Area3,441 sqft
1st Floor Area2,119 sqft
Utility RoomUtility Room
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area14,031 sqft (0.322 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area106 sqft
Deck Area384 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2855-020-00007
Street Address413 ASHLAND DR
CityGAINESVILLE
StateTX
Zip76240-4514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEELER CREEK ADDN; BLOCK 20; LOT 7
Legal SubdivisionWHEELER CREEK ADDN
Legal Block20
Legal Lot Number7
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1022
Census Tract600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 441, GAINESVILLE, TX 76241-0441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Prior SaleMay 20, 2013 · Amount on Record
Deed Document Number20234508
Deed Book / Page2589 / 57
Prior Transfer DateMay 15, 2013
Prior Transfer Doc1872/271
Record UpdatedOct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOKE TX
Recording DateJul 7, 2023
Property Address413 ASHLAND DR, GAINESVILLE, TX 76240-4514
Document Number0002589/57
Book / Page2589 / 57
Map ReferenceCAB A SL 21
Instrument DateJul 5, 2023
Instrument2023-4508
Transaction TypeTransfer
Record UpdatedJul 28, 2023
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4027 HIGHPLAINS DR, SANGER, TX 76266-5793

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 441, GAINESVILLE, TX 76241-0441

Mortgage

Document Number0020234509
DateJul 7, 2023
Instrument2023-4509
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2043
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change7.35%
Max Rate At Change9.37%
Index1-Year CMT
Margin3
Max Rate13.3%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,675.00 (+42.93%) Homeowner's exemption$319,039 (+1%)$350,146 (-1.79%) Land $56,225 Building $293,921
2025$4,670.00 (+12.86%) Homeowner's exemption$290,035 (+21%) Land $56,225 Building $300,321$356,546 (+0.66%) Land $56,225 Building $300,321
2024$4,138.00 (-4.52%)
2023$239,698 (-25.65%) Land $56,256 Building $297,957$354,213 (+9.88%) Land $56,256 Building $297,957
2022$4,334.00 Homeowner's exemption$322,378 Land $51,206 Building $271,172$322,378 Land $51,206 Building $271,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1988–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8.

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