407 Ashland Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 407 Ashland Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1979
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$118,600 (Mar 2006)
Tax Bill	$5,921 (2026)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2855-020-00004`

Property Details

APN / Parcel Number

Primary APN	`2855-020-00004`
Alternative APN	`3673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,674 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	1,674 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	150 sqft
Porch	Slab
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-020-00004
Street Address	407 ASHLAND DR
City	GAINESVILLE
State	TX
Zip	76240-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 20; LOT 4
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	20
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1022
Census Tract	600

Owner

407 Ashland Dr is owned and occupied by two individuals who bought it in March 2006.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 ASHLAND DR, GAINESVILLE, TX 76240-4514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2006 · Amount on File
Deed Sale	Mar 20, 2006 · Amount on File
Deed Document Number	200612701
Deed Book / Page	1419 / 849
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	1419/849
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	407 ASHLAND DR, GAINESVILLE, TX 76240-4514
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ASHLAND DR, GAINESVILLE, TX 76240-4514

Mortgage

Document Number	002753/393
Date	Dec 16, 2025
Book Page	2753/393
Instrument	2025-9154

Lender

Name	4U FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 407 Ashland Dr was $5,921 with a homeowner's exemption, up 63.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,921.00 (+63.07%) Homeowner's exemption	$283,006 (+17.74%)	$286,962 (+4.71%) Land $45,900 Building $241,062
2025	$3,631.00 (+10.63%) Homeowner's exemption	$240,362 Land $45,900 Building $228,160	$274,060 Land $45,900 Building $228,160
2024	$3,282.00
2023		$198,646 Land $45,900 Building $201,191	$247,091 Land $45,900 Building $201,191
2022	$3,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Ashland Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Ashland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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