413 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 413 5th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,292 sqft · built 1940
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Aug 2026)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Refinance + 3 more
APN	`381700 80.71-8-13`

Property Details

APN / Parcel Number

Primary APN	`381700 80.71-8-13`
Alternative APN	`1605610`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,292 sqft Total Area
1st Floor Area	1,146 sqft
2nd Floor Area	1,146 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605610
Street Address	413 5TH AVE
City	TROY
State	NY
Zip	12182-3006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU2
Legal Description	2 STY BR HSE 268-11/N 1/N 1/2 232
Legal Block	8
Legal Lot Number	13.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3012
Census Tract	40200

Owner

413 5th Ave, a duplex, is owned by a company that bought it in August 2026.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	75 EUCLID AVE, ALBANY, NY 12203-1811
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL LLC
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Apr 29, 2019	Warranty Deed, Transfer · FHA Mortgage HUNT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	2026675559
Deed Book / Page	11363 / 331
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 28, 2026
Property Address	413 5TH AVE, TROY, NY 12182-3006
Document Number	0000675559
Book / Page	11363 / 331
Instrument Date	Jul 24, 2026
Instrument	2026675559
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 EUCLID AVE, ALBANY, NY 12203-1811

Mortgage

Date	Aug 28, 2026

Lender

Name	CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	413 5TH AVE, TROY, NY 12182-3006
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096180306
Date	Jun 14, 2021
Book Page	9618/306
Instrument	2021-590615

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	413 5TH AVE, TROY, NY 12182-3006
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097500199
Date	Sep 22, 2021
Book Page	9750/199
Instrument	2021-596822

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	413 5TH AVE, TROY, NY 12182-3006
Document Number	0000569081
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 5TH AVE TROY NY 121823006, TROY, NY 12182-3006

Mortgage

Document Number	0000569081
Date	Jun 2, 2020
Book Page	009176/000181
Instrument	569081

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 29, 2019
Property Address	413 5TH AVE, TROY, NY 12182-3006
Document Number	0000550404
Book / Page	008815 / 000042
Instrument Date	Apr 24, 2019
Instrument	550404
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CROMMIE RD COBLESKILL NY 120434412, COBLESKILL, NY 12043-4412

Mortgage

Document Number	550405
Date	Apr 29, 2019
Book Page	008815/000046
Instrument	550405

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 413 5th Ave was $4,193, up 20.7% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00 (+20.73%)
2025	$3,473.00	$76,000 Land $8,800 Building $67,200	$130,100 Land $15,064 Building $115,036
2023		$76,000 (-) Land $8,800 Building $67,200	$108,600 (+8.6%) Land $12,575 Building $96,025
2022	$3,314.00	$76,000 Land $8,800 Building $67,200	$100,000 Land $11,579 Building $88,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 413 5th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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