409 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 409 5th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,516 sqft · built 1940
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$85,280 (Nov 2005)
Tax Bill	$3,882 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2021 Mortgage
APN	`381700 80.71-8-15`

Property Details

APN / Parcel Number

Primary APN	`381700 80.71-8-15`
Alternative APN	`1605621`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	866 sqft
Upper Floors Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	52 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605621
Street Address	409 5TH AVE
City	TROY
State	NY
Zip	12182-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU2
Legal Description	1.5 STY FRM HSE 268-9/EPT 233
Legal Block	8
Legal Lot Number	15.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3012
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 5TH AVE, TROY, NY 12182-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 18, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Prior Sale	Sep 22, 1999 · Amount on Record
Deed Book / Page	3207 / 218
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	409 5TH AVE, TROY, NY 12182-3006
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101430025
Date	Aug 5, 2022
Book Page	10143/25
Instrument	2022-614985

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	409 5TH AVE, TROY, NY 12182-3006
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097860001
Date	Oct 18, 2021
Book Page	9786/1
Instrument	2021-598387

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,882.00 (+10.07%) Homeowner's exemption
2025	$3,527.00 (+8.56%)	$87,000 (-) Land $8,400 Building $78,600	$149,000 (+19.87%) Land $14,386 Building $134,614
2023		$87,000 (-) Land $8,400 Building $78,600	$124,300 (+8.58%) Land $12,001 Building $112,299
2022	$3,249.00 Homeowner's exemption	$87,000 Land $8,400 Building $78,600	$114,474 Land $11,053 Building $103,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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