413 5th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 413 5th Ave N, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Oct 2019)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-000594-001`

Property Details

APN / Parcel Number

Primary APN	`018-000594-001`
Alternative APNs	`18 594 1` `40672`

Exterior

Lot Area	20,473 sqft (0.469 acres)

Location & Zoning

Account Number	40672
Old Parcel Number	18 594 1
Street Address	413 5TH AVE N
City	ONALASKA
State	WI
Zip	54650-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CERTIFIED SURVEY MAP NO. 202 VOL 2 LOT 2 DOC NO. 954098
Legal Range	07
Legal Township	16
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	LA CROSSE COUNTY CERTIFIED SUR
Legal Lot Number	2
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3006
Census Tract	10403

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 5TH AVE N, ONALASKA, WI 54650-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Oct 4, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Nov 12, 2007 · Amount on Record
Deed Document Number	1733859
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	413 5TH AVE N, ONALASKA, WI 54650-2540
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001844181
Date	Jan 26, 2026
Instrument	1844181

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	413 5TH AVE N, ONALASKA, WI 54650-2540
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1783286
Date	Oct 25, 2021
Instrument	1783286

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	413 5TH AVE N, ONALASKA, WI 54650-2540
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1691637
Date	Apr 12, 2017
Instrument	1691637

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 5, 2022

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	413 5TH AVE N, ONALASKA, WI 54650-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1694786
Date	Jun 12, 2017
Instrument	1694786

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2027

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 4, 2019
Property Address	413 5TH AVE N, ONALASKA, WI 54650-2540
Document Number	0001733859
Map Reference	VOL2PG202DOC954098
Instrument Date	Sep 27, 2019
Instrument	1733859
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 5TH AVE N, ONALASKA, WI 54650-2540

Mortgage

Document Number	0001733860
Date	Oct 4, 2019
Instrument	1733860

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00 (-2.77%) Homeowner's exemption	$362,300 (+25.62%) Land $84,700 Building $277,600	$366,500 (+27.08%)
2023	$4,869.00 Homeowner's exemption	$288,400 Land $60,500 Building $227,900	$288,400 Land $60,500 Building $227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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