402 5th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 402 5th Ave N, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2017)
Tax Bill	$3,512 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-000604-000`

Property Details

APN / Parcel Number

Primary APN	`018-000604-000`
Alternative APNs	`18 604 0` `40683`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Account Number	40683
Old Parcel Number	18 604 0
Street Address	402 5TH AVE N
City	ONALASKA
State	WI
Zip	54650-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BLOCK 10 OF BROWNS ADDN LOT 10
Legal Range	07
Legal Township	16
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	SUBD BLOCK 10 OF BROWNS ADDN
Legal Block	10
Legal Lot Number	10
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3007
Census Tract	10403

Owner

402 5th Ave N is owned and occupied by an individual who bought it in March 2017.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	402 5TH AVE N, ONALASKA, WI 54650-2539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOVERNMENTAL EMP CU
Mar 16, 2017	Warranty Deed, Transfer · Conventional Mortgage GOVERNMENTAL EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Prior Sale	Nov 14, 2016 · Amount on File
Deed Document Number	1690543
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	402 5TH AVE N, ONALASKA, WI 54650-2539
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1765394
Date	Feb 4, 2021
Instrument	1765394

Lender

Name	GOVERNMENTAL EMP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 16, 2017
Property Address	402 5TH AVE N, ONALASKA, WI 54650-2539
Document Number	0001690543
Instrument Date	Feb 28, 2017
Instrument	1690543
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001690544
Date	Mar 16, 2017
Instrument	1690544

Lender

Name	GOVERNMENTAL EMP CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 402 5th Ave N was $3,512 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00 Homeowner's exemption	$274,200 Land $54,900 Building $219,300	$277,300
2023	$3,439.00 Homeowner's exemption	$203,700 Land $39,200 Building $164,500	$203,700 Land $39,200 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 5th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 5th Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th Ave N

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