Clayton County property record for 413 4th St, Garber, IA 52048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.25 ba · 2,344 sqft · built 1982 |
| Lot Size | 0.93 acres (40,502 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,534 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-28-36-176-003 |
| Primary APN | 22-28-36-176-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Basement Area | 2,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 40,502 sqft (0.93 acres) |
| Lot Dimensions | 192 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 413 4TH ST |
|---|---|
| City | GARBER |
| State | IA |
| Zip | 52048-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W VIEW LOT 1 BLK 2 AND LOTS 3 - 8 BLK 4 & W 38FT LOT 2 BLK 4 |
| Legal Block | 2,4 |
| Legal Lot Number | 1-8 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | VOLGA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 70500 |
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 4TH ST, GARBER, IA 52048-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garber City |
| Unified School District | Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,534.00 (+8.2%) Homeowner's exemption | $218,724 (+16.24%) Land $19,803 Building $198,921 | $218,724 (+16.24%) Land $19,803 Building $198,921 |
| 2024 | $2,342.00 (-11.62%) | ||
| 2023 | $188,171 Land $17,220 Building $170,951 | $188,171 Land $17,220 Building $170,951 | |
| 2022 | $2,650.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 20 (1991–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
5G and 4G LTE (outdoors only)
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