Clayton County property record for 409 4th St, Garber, IA 52048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 612 sqft · built 1915 |
| Lot Size | 0.264 acres (11,495 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jul 2015) |
| Tax Bill | $588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-28-36-133-005 |
| Primary APN | 22-28-36-133-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 612 sqft Living Area |
| Basement Area | 306 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,495 sqft (0.264 acres) |
| Lot Dimensions | 121 ft deep x 95 ft wide |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 409 4TH ST |
|---|---|
| City | GARBER |
| State | IA |
| Zip | 52048-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 4 AND ALL LOTS 5, 6, & 7 BLK 2 |
| Legal Subdivision | WEST VIEW ADD |
| Legal Block | 2 |
| Legal Lot Number | 4-7 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | VOLGA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 70500 |
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31584 CLAYTON RD, GARNAVILLO, IA 52049-8071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2015 · Amount on Record |
| Deed Sale | Jul 14, 2015 · Amount on Record |
| Deed Document Number | 20151892 |
| Record Updated | Oct 29, 2026 |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garber City |
| Unified School District | Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 (+13.08%) Homeowner's exemption | $55,731 (+19.44%) Land $8,063 Building $47,668 | $55,731 (+19.44%) Land $8,063 Building $47,668 |
| 2024 | $520.00 (+0.39%) | ||
| 2023 | $46,660 Land $7,011 Building $39,649 | $46,660 Land $7,011 Building $39,649 | |
| 2022 | $518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 20 (1991–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
5G and 4G LTE (outdoors only)
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