413 1st St SE, Elgin, MN 55932 Property Records

Wabasha County property record for 413 1st St SE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,464 sqft · built 2016
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (May 2016)
Tax Bill	$4,287 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R19.00333.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00333.00`
Alternative APN	`19.00333.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,464 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	114 ft deep x 104 ft wide
Garage Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 1ST ST SE
City	ELGIN
State	MN
Zip	55932-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 DITTRICH ADDITION LOT-003 BLOCK-001 .27 AC (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	DITTRICH ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	490500

Owner

413 1st St SE is owned and occupied by an individual who bought it in May 2016.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	413 1ST ST SE, ELGIN, MN 55932-9640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2016 · Amount on File
Deed Sale	May 20, 2016 · Amount on File
Deed Document Number	2016504576
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	413 1ST ST SE, ELGIN, MN 55932-9640
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327992
Date	Jul 17, 2017
Instrument	327992

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	413 1ST ST SE, ELGIN, MN 55932-9640
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336567
Date	Oct 21, 2019
Instrument	336567

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 413 1st St SE was $4,287 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,287.00 Homeowner's exemption	$334,900 Land $50,000 Building $284,900	$334,900 Land $50,000 Building $284,900
2023	$4,024.00 Homeowner's exemption	$309,500 Land $50,000 Building $259,500	$309,500 Land $50,000 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 1st St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 1st St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 1st St SE

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