65 1st St SE, Elgin, MN 55932 Property Records

Wabasha County property record for 65 1st St SE, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,036 sqft · built 1940
Lot Size	0.221 acres (9,635 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Aug 2009)
Tax Bill	$1,934 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00056.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00056.00`
Alternative APN	`19.00056.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	242 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,635 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	13 sqft
Deck Area	150 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 1ST ST SE
City	ELGIN
State	MN
Zip	55932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-108 RANGE-012 TOWN OF ELGIN (ELGIN CITY) S1/2 OF LOT 2 & 78 SQ FT IN SE COR OF LOT 3 (B171 P671) BLK 7 (WWW)
Legal Range	12
Legal Township	108
Legal Section	27
Legal Subdivision	TOWN OF ELGIN (ELGIN CITY)
Legal Block	7
Legal Lot Number	2,78
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3056
Census Tract	490500

Owner

65 1st St SE is owned and occupied by two individuals who acquired it in November 2020.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 1ST ST SE, ELGIN, MN 55932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Jan 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2009 · Amount on File
Deed Sale	Aug 7, 2009 · Amount on File
Deed Document Number	20091294195
Last Transfer Date	Nov 24, 2020
Transfer Doc	0000342427
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	65 1ST ST SE, ELGIN, MN 55932
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328945
Date	Oct 10, 2017
Instrument	328945

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	65 1ST ST SE, ELGIN, MN 55932
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 49, ELGIN, MN 55932-0049

Mortgage

Document Number	0000342070
Date	Dec 14, 2020
Instrument	342070

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASHA MN
Recording Date	Jan 7, 2021
Property Address	65 1ST ST SE, ELGIN, MN 55932
Document Number	0000342427
Instrument Date	Nov 24, 2020
Instrument	342427
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	65 1ST ST SE, ELGIN, MN 55932

Mortgage

Document Number	0000342428
Date	Jan 7, 2021
Instrument	342428

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 65 1st St SE was $1,934 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,934.00 Homeowner's exemption	$166,400 Land $32,000 Building $134,400	$166,400 Land $32,000 Building $134,400
2023	$1,820.00 Homeowner's exemption	$160,100 Land $32,000 Building $128,100	$160,100 Land $32,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 1st St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 1st St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St SE

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