Middlesex County and Middlesex Borough property record for 413 1st St, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,444 sqft · built 1954 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Nov 2013) |
| Tax Bill | $9,578 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-00044-0000-00007 |
| Primary APN | 10-00044-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 413 1ST ST |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 8 |
| Legal Subdivision | DUNELLEN TERRACE |
| Legal Block | 44 |
| Legal Lot Number | 7 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records · APN 10-00044-0000-00007
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 1ST ST, MIDDLESEX, NJ 08846-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2018 | Deed of Trust, Mortgage · VA Mortgage M & T BANK |
| Jun 03, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2013 · Amount on Record |
| Deed Sale | Nov 06, 2013 · Amount on Record |
| Prior Sale | Apr 13, 2005 · Amount on Record |
| Deed Document Number | 2013580 |
| Deed Book / Page | 6516 / 371 |
| Prior Transfer Date | Aug 30, 2012 |
| Prior Transfer Doc | 201210220179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 413 1ST ST, MIDDLESEX, NJ 08846-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAFYETTE SETTLEMENTSERCS |
| Name | Verified Name |
|---|
| Document Number | 0000034256 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 17153/0037 |
| Instrument | 201800034256 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 413 1ST ST, MIDDLESEX, NJ 08846-1501 |
| Document Number | 0000067949 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 1ST ST MIDDLESEX NJ 088461501, MIDDLESEX, NJ 08846-1501 |
| Document Number | 0000067949 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 017963/000350 |
| Instrument | 67949 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,700 (+8%) Land $122,400 Building $378,300 | $500,700 (+8%) Land $122,400 Building $378,300 | |
| 2025 | $9,578.00 (+3.3%) Veteran's exemption | $463,600 (+18.42%) Land $122,400 Building $341,200 | $463,600 (+18.42%) Land $122,400 Building $341,200 |
| 2024 | $9,272.00 (+22.11%) | ||
| 2023 | $391,500 Land $122,400 Building $269,100 | $391,500 Land $122,400 Building $269,100 | |
| 2022 | $7,593.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 148 (1979–2025) |
| Claims Outside the SFHA | 10 of 148 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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