402 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 402 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 2000
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Feb 2016)
Tax Bill	$12,909 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-00039-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`10-00039-0000-00039`
Alternative APN	`100003900039`

Interior

Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	402 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	50X100 40
Legal Subdivision	DUNELLEN TERRACE
Legal Block	39
Legal Lot Number	39
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1022
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 1ST ST, MIDDLESEX, NJ 08846-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	2016268
Deed Book / Page	6789 / 656
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0009090182
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	402 1ST ST, MIDDLESEX, NJ 08846-1502
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	GUARDIAN SETMNT AGENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097434
Date	Nov 18, 2019
Book Page	17691/0343
Instrument	2019097434

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	402 1ST ST, MIDDLESEX, NJ 08846-1502
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ALLSTATE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044789
Date	Mar 30, 2021
Book Page	18369/948
Instrument	2021044789

Lender

Name	1ST CONSTITUTION BANK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,500 (+7%) Land $122,400 Building $529,100	$651,500 (+7%) Land $122,400 Building $529,100
2025	$12,909.00 (+6.44%)	$608,900 (+16.18%) Land $122,400 Building $486,500	$608,900 (+16.18%) Land $122,400 Building $486,500
2024	$12,128.00 (+6.63%)
2023		$524,100 Land $122,400 Building $401,700	$524,100 Land $122,400 Building $401,700
2022	$11,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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