413 1st Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 413 1st Ave, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,324 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Sep 2024)
Tax Bill$2,443 (2025)
Deeds & MortgagesJan 2026 Sale
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-160-100-613-00

Property Details

APN / Parcel Number

Primary APN14-160-100-613-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,324 sqft Building Perimeter
1st Floor Area840 sqft
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,712 sqft (0.2 acres)
Garage Area650 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address413 1ST AVE
CityDOWAGIAC
StateMI
Zip49047-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 1226 LOT 146 HOPKINS ADD CITY OF DOWAGIAC.
Legal SubdivisionHOPKINS ADD
Legal Lot Number146
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group1
Census Block1079
Census Tract2201

Owner

413 1st Ave is owned and occupied by two individuals who acquired it in January 2026.

Source: Cass County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address409 1ST AVE, DOWAGIAC, MI 49047-2009
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Quit Claim Deed, Transfer
Quitclaim
Nov 23, 2022Warranty Deed, Transfer · Conventional Mortgage
KELLOGG COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2024 · Amount on File
Deed SaleSep 17, 2024 · Amount on File
Prior SaleNov 23, 2022 · Amount on File
Deed Document Number2024215363
Deed Book / Page1250 / 1935
Last Transfer DateJan 9, 2026
Transfer Doc001271/285
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MI
Recording DateJan 9, 2026
Property Address413 1ST AVE, DOWAGIAC, MI 49047-2009
Document Number001271/285
Book / Page1271 / 285
Map ReferenceLB 1 PG 16
Instrument DateJan 9, 2026
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

AmountAmount on Record
Tax$112.50
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2739 TOWNLINE RD, BENTON HARBOR, MI 49022-9638

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address409 1ST AVE, DOWAGIAC, MI 49047-2009

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateNov 23, 2022
Property Address413 1ST AVE, DOWAGIAC, MI 49047-2009
Document Number001226/806
Book / Page1226 / 806
Instrument DateNov 20, 2022
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$986.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54768 COLONIAL RIDGE DR, BRISTOL, IN 46507-8903

Transferred To (Grantee/Buyer)

NameVerified Name
Address1721 GARNET ST # 54, 54, LOVELAND, CO 80537-5084

Mortgage

Document Number0012260808
DateNov 23, 2022
Instrument1226-0808
Lender
NameKELLOGG COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 413 1st Ave was $2,443 with a homeowner's exemption, up 24.3% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,100 (-83.72%) Land $9,100$18,200 (-83.72%) Land $18,200
2025$2,443.00 (+24.33%) Homeowner's exemption$55,900 Land $55,900$111,800 Land $111,800
2024$1,965.00
2023$43,900$87,800
2022$1,447.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 413 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 1st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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