409 1st Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 409 1st Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 988 sqft · built 1942
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jan 2022)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-100-606-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-100-606-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	8,712 sqft (0.2 acres)
Garage Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 1ST AVE
City	DOWAGIAC
State	MI
Zip	49047-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1218 LOT 137 HOPKINS ADD CITY OF DOWAGIAC.
Legal Subdivision	HOPKINS ADD
Legal Lot Number	137
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1079
Census Tract	2201

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 1ST AVE, DOWAGIAC, MI 49047-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Aug 24, 2011 · Amount on Record
Prior Transfer Date	Aug 18, 2010
Prior Transfer Doc	1014/0962
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 6, 2022
Property Address	409 1ST AVE, DOWAGIAC, MI 49047-2009
Document Number	001210/849
Book / Page	1210 / 849
Map Reference	LB 1 PG 16
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 1ST AVE, DOWAGIAC, MI 49047-2009

Mortgage

Document Number	0001210852
Date	Jan 6, 2022
Instrument	1210/852

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,400 (+19.46%) Land $53,400	$106,800 (+19.46%) Land $106,800
2025	$1,599.00 (+86.15%) Homeowner's exemption	$44,700 (+26.99%) Land $44,700	$89,400 (+26.99%) Land $89,400
2023		$35,200	$70,400
2022	$859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20