Benton County property record for 413 16th St N, Sauk Rapids, MN 56379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,456 sqft · built 2000 |
| Lot Size | 0.16 acres (6,962 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,972 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.03250.00 |
| Primary APN | 19.03250.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 6,962 sqft (0.16 acres) |
| Garage Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 16TH ST N |
|---|---|
| City | SAUK RAPIDS |
| State | MN |
| Zip | 56379-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-036 RANGE-031 DANIELS PARKVIEW 4 LOT-006 BLOCK-001 LESS E 58.01 FT |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 14 |
| Legal Subdivision | DANIELS PARKVIEW |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | SAUK RAPIDS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21104 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 16TH ST N, SAUK RAPIDS, MN 56379-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Aug 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL MINNESOTA CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jul 16, 2026 |
| Property Address | 413 16TH ST N, SAUK RAPIDS, MN 56379-2930 |
| Document Number | 0000484543 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026484543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 413 16TH ST N, SAUK RAPIDS, MN 56379-2930 |
| Document Number | 0000484543, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026484543 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 413 16TH ST N, SAUK RAPIDS, MN 56379-2930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 437410 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 437410 |
| Name | CENTRAL MINNESOTA CU |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MN 56374 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2029 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Sauk Rapids City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,972.00 (+18.85%) Homeowner's exemption | $317,300 (+6.98%) Land $32,800 Building $284,500 | $317,300 (+6.98%) Land $32,800 Building $284,500 |
| 2023 | $3,342.00 | $296,600 Land $29,900 Building $266,700 | $296,600 Land $29,900 Building $266,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sauk Rapids serves 13,835 people · EPA ID MN1050004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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