Benton County property record for 406 16th St N, Sauk Rapids, MN 56379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 1,600 sqft · built 2002 |
| Lot Size | 0.325 acres (14,151 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,900 (May 2024) |
| Tax Bill | $5,164 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.03259.00 |
| Primary APN | 19.03259.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 14,151 sqft (0.325 acres) |
| Garage Area | 1,017 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 16TH ST N |
|---|---|
| City | SAUK RAPIDS |
| State | MN |
| Zip | 56379-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-036 RANGE-031 DANIELS PARKVIEW 4 LOT-002 BLOCK-002 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 14 |
| Legal Subdivision | DANIELS PARKVIEW |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | SAUK RAPIDS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21104 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 16TH ST N, SAUK RAPIDS, MN 56379-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE NATIONAL BANK |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on Record |
| Deed Sale | May 2, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 2024471530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 2, 2024 |
| Property Address | 406 16TH ST N, SAUK RAPIDS, MN 56379-2929 |
| Document Number | 0000471530 |
| Instrument Date | May 1, 2024 |
| Instrument | 471530 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,385.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 16TH ST N, SAUK RAPIDS, MN 56379-2929 |
| Document Number | 0000471531 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 471531 |
| Name | CENTRAL MINNESOTA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 406 16TH ST N, SAUK RAPIDS, MN 56379-2929 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 441449 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 441449 |
| Name | AMERICAN HERITAGE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Oct 19, 2018 |
| Property Address | 406 16TH ST N, SAUK RAPIDS, MN 56379-2929 |
| Document Number | 432356 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 432356 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818.07 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 16TH ST N, SAUK RAPIDS, MN 56379-2929 |
| Document Number | 432357 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 432357 |
| Name | AMERICAN HERITAGE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Sauk Rapids City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,164.00 (+10.39%) Homeowner's exemption | $414,000 (+4.89%) Land $37,800 Building $376,200 | $414,000 (+4.89%) Land $37,800 Building $376,200 |
| 2025 | $4,678.00 (+9.15%) Homeowner's exemption | $394,700 (+5.39%) Land $34,400 Building $360,300 | $394,700 (+5.39%) Land $34,400 Building $360,300 |
| 2023 | $4,286.00 | $374,500 Land $34,400 Building $340,100 | $374,500 Land $34,400 Building $340,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sauk Rapids serves 13,835 people · EPA ID MN1050004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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