413 10th St, Ames, IA 50010 Property Records

Story County property record for 413 10th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1915
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2023)
Tax Bill	$2,344 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-02-108-050`

Property Details

APN / Parcel Number

Primary APN	`09-02-108-050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
1st Floor Area	636 sqft
Basement Area	636 sqft
Finished Basement	240 sqft
Unfinished Basement	636 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	160 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	413 10TH ST
City	AMES
State	IA
Zip	50010-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	CHAMBERLAINS ADD W60' LOT 4 BLK 3
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	CHAMBERLAIN'S ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2013
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 10TH ST, AMES, IA 50010-6118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Aug 5, 2022 · Amount on Record
Deed Document Number	20232593
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	413 10TH ST, AMES, IA 50010-6118
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302594
Date	May 2, 2023
Instrument	2023-02594

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 5, 2022
Property Address	413 10TH ST, AMES, IA 50010-6118
Document Number	0202207877
Instrument Date	Jul 29, 2022
Instrument	2022-07877
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5458 ARRASMITH TRL, AMES, IA 50010-9231

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00 (+4.55%) Homeowner's exemption	$181,400 (+10.07%) Land $18,000 Building $163,400	$181,400 (+10.07%) Land $18,000 Building $163,400
2024	$2,242.00 (+6.56%)
2023		$164,800 (+31.84%) Land $31,300 Building $133,500	$164,800 (+31.84%) Land $31,300 Building $133,500
2022	$2,104.00 (+9.13%) Homeowner's exemption	$125,000 Land $31,300 Building $93,700
2021	$1,928.00		$125,000 Land $31,300 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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