312 10th St, Ames, IA 50010 Property Records

Story County property record for 312 10th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,564 sqft · built 1885
Lot Size	0.155 acres (6,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Oct 2025)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Oct 2008 Mortgage Aug 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-134-010`

Property Details

APN / Parcel Number

Primary APN	`09-02-134-010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	718 sqft
Basement Area	718 sqft
Finished Basement	140 sqft
Unfinished Basement	578 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,756 sqft (0.155 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 10TH ST
City	AMES
State	IA
Zip	50010-6246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	DUFFS ADD E60' LOTS 11 & 12 BLK 2
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	DUFF'S ADD
Legal Block	2
Legal Lot Number	11,12
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 10TH ST, AMES, IA 50010-6246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMES IOWA
Aug 10, 2015	Deed of Trust, Mortgage · Commercial Mortgage GREATER IOWA CU
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Jul 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKERS TRUST COMPANY NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	0000007728
Record Updated	Oct 29, 2026

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	312 10TH ST, AMES, IA 50010-6246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800011741
Date	Oct 31, 2008
Instrument	2008-00011741

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2023

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	312 10TH ST, AMES, IA 50010-6246
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500007729
Date	Aug 10, 2015
Instrument	2015-00007729

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 20, 2025
Property Address	312 10TH ST, AMES, IA 50010-6246
Document Number	0202508703
Instrument Date	Oct 9, 2025
Instrument	2025-08703
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 10TH ST, AMES, IA 50010-6246

Mortgage

Document Number	0202508704
Date	Oct 20, 2025
Instrument	2025-08704

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 16, 2019
Property Address	312 10TH ST, AMES, IA 50010-6246
Document Number	0201906065
Instrument Date	Jul 8, 2019
Instrument	2019-06065
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 10TH ST, AMES, IA 50010-6246

Mortgage

Document Number	0201906066
Date	Jul 16, 2019
Instrument	2019-06066

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,154.00 (+5.41%)	$229,300 (+11.15%) Land $33,800 Building $195,500	$229,300 (+11.15%) Land $33,800 Building $195,500
2024	$2,992.00 (+43.71%)
2023		$206,300 Land $30,900 Building $175,400	$206,300 Land $30,900 Building $175,400
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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