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4129 Terry St, Oceanside, CA 92056 Property Records

San Diego County property record for 4129 Terry St, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,824 sqft · built 1975
Lot Size0.285 acres (12,400 sqft)
Owner2 Company Names on File
Last Sale$1,125,000 (Apr 2026)
Tax Bill$7,508 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN162-341-06-00

Property Details

APN / Parcel Number

Primary APN162-341-06-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area12,400 sqft (0.285 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4129 TERRY ST
CityOCEANSIDE
StateCA
Zip92056-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 TR 007583
Legal SubdivisionCOLLEGE PARK ESTATES
Legal Tract007583
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18519

Owner

Source: San Diego County records · APN 162-341-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 02, 2026Grant Deed, Transfer · VA Mortgage
RM FINANCIAL
Jun 09, 2020Grant Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2026 · Amount on Record
Deed SaleApr 02, 2026 · Amount on Record
Prior SaleJun 09, 2020 · Amount on Record
Deed Document Number202691582
Prior Transfer DateApr 22, 2010
Prior Transfer Doc0000238679
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
InvestorPossibly a Property Investor

Mortgage

Document Number0000640352
DateSep 09, 2021
Instrument2021-0640352
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
InvestorPossibly a Property Investor

Mortgage

Document Number0000305021
DateApr 20, 2021
Instrument2021-0305021
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
InvestorPossibly a Property Investor

Mortgage

Document Number0000445364
DateNov 22, 2022
Instrument2022-0445364
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 02, 2026
Property Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
Document Number0000091582
Instrument DateMar 24, 2026
Instrument202691582
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$124,987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4129 TERRY ST, OCEANSIDE, CA 92056-3414

Mortgage

Document Number0000091583,
DateApr 02, 2026
Instrument202691583
Lender
NameRM FINANCIAL
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6.01%
Max Rate-1%

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 09, 2020
Property Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
Document Number0000293098
Map ReferenceMAP 7583
Instrument DateMay 18, 2020
Instrument2020-0293098
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4129 TERRY ST, OCEANSIDE, CA 92056-3414
InvestorPossibly a Property Investor

Mortgage

Document Number0000293099
DateJun 09, 2020
Instrument2020-0293099
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$680,460 (+2%) Land $457,359 Building $223,101
2025$7,508.00 (+6.06%) Homeowner's exemption$667,119 (+4.04%) Land $448,392 Building $218,727
2024$7,079.00 (+2.48%)
2023$6,908.00 (+0.28%) Homeowner's exemption$641,216 Land $430,981 Building $210,235
2022$6,889.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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