4125 Terry St, Oceanside, CA 92056 Property Records

San Diego County property record for 4125 Terry St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,311 sqft · built 1974
Lot Size	0.186 acres (8,100 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (May 2017)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-341-07-00`

Property Details

APN / Parcel Number

Primary APN	`162-341-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,311 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4125 TERRY ST
City	OCEANSIDE
State	CA
Zip	92056-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 19 TR 007583
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	007583
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18519

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 29, 2022	Intrafamily Transfer, Transfer
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 8, 2017	Grant Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Jun 9, 1987 · Amount on Record
Deed Document Number	2017205995
Last Transfer Date	May 23, 2022
Transfer Doc	0000481768
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414

Mortgage

Document Number	0000100068
Date	Apr 22, 2024
Instrument	2024-0100068

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2054

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2022
Property Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414
Document Number	0000481768
Map Reference	MAP 7583
Instrument Date	May 23, 2022
Instrument	2022-0481768
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414
Document Number	0000492722
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 TERRY ST OCEANSIDE CA 920563414, OCEANSIDE, CA 92056-3414

Mortgage

Document Number	0000492722
Date	Oct 30, 2019
Instrument	492722

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2017
Property Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414
Document Number	0000205995
Map Reference	MAP7583
Instrument Date	Mar 31, 2017
Instrument	2017-0205995
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 TERRY ST, OCEANSIDE, CA 92056-3414

Mortgage

Document Number	0000205996
Date	May 8, 2017
Instrument	2017-0205996

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,375 (+2%) Land $195,994 Building $360,381
2025	$4,233.00 (+6.44%)	$545,466 (+4.04%) Land $192,151 Building $353,315
2023	$3,977.00 (-1.9%)	$524,288 Land $184,691 Building $339,597
2022	$4,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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