4129 Serena Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4129 Serena Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,460 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2026)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`094151-4129`

Property Details

APN / Parcel Number

Primary APN	`094151-4129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004

Location & Zoning

Street Address	4129 SERENA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-7005
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VISTA COVE CONDO (OR1311/382 & RESTATED DEC OR2224/454) (AMEND OR2306/1412 PH 25) UNIT 4129 OR3983/787 & 6051/563(L/E)
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	VISTA COVE PH 25 BLDG 41
Legal Phase	25
Legal Lot Number	4129
Legal Unit	4129
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2012
Census Tract	20300

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4129 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	202636574
Deed Book / Page	6353 / 836
Prior Transfer Date	Nov 8, 2024
Prior Transfer Doc	0060510563
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 29, 2026
Property Address	4129 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005
Document Number	0000036574
Book / Page	6353 / 836
Instrument Date	Apr 24, 2026
Instrument	2026.36574
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005

Mortgage

Document Number	0000036575,
Date	Apr 29, 2026
Instrument	2026..36575

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.54%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,233 (+2.7%) Building $169,233	$275,000 (-) Building $275,000
2025	$2,505.00 (+8.58%) Homeowner's exemption	$164,784 (+5.99%)	$275,000 (-7.01%)
2024	$2,307.00 (+3.04%)
2023	$2,239.00 (+3.99%) Homeowner's exemption	$155,476 (+3%)	$295,740 (+39.17%)
2022	$2,153.00 Homeowner's exemption	$150,948	$212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20