St. Johns County property record for 4108 Serena Cir, Saint Augustine, FL 32084
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 2004 |
| Owner | 2 Company Names on Record |
| Last Sale | $287,500 (Feb 2026) |
| Tax Bill | $3,092 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 094151-4108 |
| Primary APN | 094151-4108 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Street Address | 4108 SERENA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-7005 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VISTA COVE CONDO (OR1311/382 & RESTATED DEC OR2224/454) (AMEND OR2306/1412 PH 25) UNIT 4108 OR6311/479 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | VISTA COVE PH 25 BLDG 41 |
| Legal Phase | 25 |
| Legal Lot Number | 4108 |
| Legal Unit | 4108 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20300 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4108 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 24, 2026 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Jul 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| May 19, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 202615447 |
| Deed Book / Page | 6311 / 479 |
| Prior Transfer Date | May 18, 2021 |
| Prior Transfer Doc | 0052691481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 24, 2026 |
| Property Address | 4108 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005 |
| Document Number | 0063110479 |
| Book / Page | 6311 / 479 |
| Map Reference | MB 1311 PG 382 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 2026015447 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,012.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 VILLAGE DR, ST AUGUSTINE, FL 32084-9063 |
| Name | Verified Name |
|---|---|
| Address | 4108 SERENA CIR, ST AUGUSTINE, FL 32084-7005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4108 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 202 CONNER LN, JACKSONVILLE, FL 32211-7645 |
| Document Number | 0056040174 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 5604/174 |
| Instrument | 2022072496 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 19, 2021 |
| Property Address | 4108 SERENA CIR, SAINT AUGUSTINE, FL 32084-7005 |
| Document Number | 0052691481 |
| Book / Page | 5269 / 1481 |
| Map Reference | MB 1311 PG 382 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021056645 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 263 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2548 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,000 (+37.62%) Building $275,000 | $275,000 (-) Building $275,000 | |
| 2025 | $3,092.00 (+8.49%) Homeowner's exemption Widower's exemption | $199,822 (+5.99%) | $275,000 (-7.01%) |
| 2024 | $2,850.00 (+2.96%) | ||
| 2023 | $2,768.00 (+143.23%) Homeowner's exemption Widower's exemption | $188,534 (+92.39%) | $295,740 (+39.17%) |
| 2022 | $1,138.00 Homeowner's exemption Widower's exemption | $97,996 | $212,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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