4056 Straw Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 4056 Straw Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1979
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Aug 1991)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Feb 2019 Loan Modification Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-29-301-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-301-002`
Alternative APNs	`429301002` `029C645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Basement Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	25,265 sqft (0.58 acres)
Garage Area	440 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	029C645
Street Address	4056 STRAW LN
City	ROSCOE
State	IL
Zip	61073-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 4 OLDE FARM SUB PT SW1/4 SEC 29& SE1/4 SEC 30-46-2 LOT 195
Legal Range	2
Legal Township	46
Legal Section	30
Legal Subdivision	PLAT 4 OLDE FARM SUB
Legal Lot Number	195
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1025
Census Tract	3904

Owner

4056 Straw Ln is owned and occupied by two individuals who bought it in August 1991.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4056 STRAW LN, ROSCOE, IL 61073-8930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2019	Loan Modification, Mortgage · Conventional Mortgage MEMBERS ALLIANCE CU
Feb 1, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK/ST SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1991 · Amount on File
Deed Sale	Aug 19, 1991 · Amount on File
Deed Document Number	19914154
Record Updated	Sep 20, 2026

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	4056 STRAW LN, ROSCOE, IL 61073-8930
Document Number	0001006263
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4056 STRAW LN ROSCOE IL 610738930, ROSCOE, IL 61073-8930

Mortgage

Document Number	0001006263
Date	Mar 14, 2019
Instrument	1006263

Lender

Name	MEMBERS ALLIANCE CU
Type	Credit Union
Address	ROCKFORD, IL 61108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 13, 2044

Interest

Rate Type	Fixed Rate
Rate	5.5%

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	4056 STRAW LN, ROSCOE, IL 61073-8930
Document Number	0001009496
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4058 STRAW LN ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number	0001009496
Date	Apr 5, 2018
Instrument	1009496

Lender

Name	MIDFIRST BK/ST SVGS BK
Type	Federal Savings Bank
Address	OKLAHOMA, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 4056 Straw Ln was $4,982 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,982.00	$69,969 Land $13,855 Building $56,114	$209,907 Land $41,565 Building $168,342
2022	Homeowner's exemption	$52,426 Land $10,381 Building $42,045	$157,278 Land $31,143 Building $126,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4056 Straw Ln in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4056 Straw Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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