4128 Loquat Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4128 Loquat Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,756 sqft · built 2006
Lot Size	0.438 acres (19,064 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Jul 2017)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C245809000300010`

Property Details

APN / Parcel Number

Primary APN	`C245809000300010`
Alternative APN	`C-24-35-28-090-0030-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	2,558 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	19,064 sqft (0.438 acres)
Lot Dimensions	240 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	476 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Florida Room
Porch Area	258 sqft
Patio Area	344 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4128 LOQUAT RD
City	SEBRING
State	FL
Zip	33875-4883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	ORANGE BLOSSOM EST UNIT 9 PB 7 - PG 50 LOTS 1 + 2 BLK 3
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2018
Census Tract	961301

Owner

4128 Loquat Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Highlands County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4128 LOQUAT RD, SEBRING, FL 33875-4883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	May 9, 2005 · Amount on File
Deed Document Number	20171858334
Deed Book / Page	2588 / 609
Last Transfer Date	Aug 8, 2024
Transfer Doc	0002217394
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4128 LOQUAT RD, SEBRING, FL 33875-4883
Document Number	0001861126
Book / Page	002592 / 000084
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4128 LOQUAT RD SEBRING FL 338754883, SEBRING, FL 33875-4883

Mortgage

Document Number	0001861126
Date	Jul 31, 2017
Book Page	002592/000084
Instrument	1861126

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4128 Loquat Rd was $1,053, up 111% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 (+111.02%)	$158,184	$317,305 Land $28,000 Building $289,305
2024	$499.00 (-47.75%)
2023	$955.00 (+4.49%) Homeowner's exemption	$145,278 (+3%)	$297,913 (+12.84%) Land $28,000 Building $269,913
2022	$914.00 Homeowner's exemption	$141,047	$264,005 Land $14,400 Building $249,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4128 Loquat Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4128 Loquat Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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