4121 Loquat Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4121 Loquat Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,409 sqft · built 1993
Lot Size	0.243 acres (10,610 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,272 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C025808000B00060`

Property Details

APN / Parcel Number

Primary APN	`C025808000B00060`
Alternative APN	`C-02-35-28-080-00B0-0060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,610 sqft (0.243 acres)
Lot Dimensions	124 ft deep x 85 ft wide
Garage Area	340 sqft
Driveway	Driveway
Driveway Area	300 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	474 sqft
Porch	Enclosed Porch
Porch Area	590 sqft
Deck Area	96 sqft
Patio Area	664 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C025808000B00060
Street Address	4121 LOQUAT RD
City	SEBRING
State	FL
Zip	33875-4884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE BLOSSOM EST UNIT 9 RPLT TRS A + B PB 15 PG 127 LOT 6 BLK B
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	B
Legal Lot Number	6
Legal Unit	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2019
Census Tract	961301

Owner

The current owner of 4121 Loquat Rd acquired it in May 2007.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Owner Names on File
Mailing Address	4121 LOQUAT RD, SEBRING, FL 33875-4884
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 19, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 2, 2007
Transfer Doc	0001452040
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 27, 2026
Property Address	4121 LOQUAT RD, SEBRING, FL 33875-4884
Document Number	0002310197
Book / Page	3188 / 1309
Instrument Date	Apr 18, 2026
Instrument	20262310197
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 LOQUAT RD, SEBRING, FL 33875-4884

Mortgage

Document Number	0002310197,
Date	Apr 27, 2026
Book Page	3188/1309
Instrument	20262310197

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4121 LOQUAT RD, SEBRING, FL 33875-4884
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 LOQUAT RD, SEBRING, FL 33875-4884

Mortgage

Document Number	0002198808
Date	Apr 16, 2024
Book Page	3037/929
Instrument	2198808

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4121 LOQUAT RD, SEBRING, FL 33875-4884
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002035662
Date	May 24, 2021
Book Page	2825/708
Instrument	2035662

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4121 LOQUAT RD, SEBRING, FL 33875-4884
Document Number	0001926469
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4121 LOQUAT RD SEBRING FL 338754884, SEBRING, FL 33875-4884

Mortgage

Document Number	0001926469
Date	Jan 25, 2019
Book Page	002675/000176
Instrument	1926469

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,822	$202,227 Land $15,112 Building $187,115
2024	$1,272.00 (+3.33%)
2023	$1,231.00 (+2.58%) Homeowner's exemption	$108,336 (+3%)	$197,136 (+12.07%) Land $15,112 Building $182,024
2022	$1,200.00 Homeowner's exemption	$105,181	$175,912 Land $7,772 Building $168,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4121 Loquat Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4121 Loquat Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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