4128 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 4128 Gladstone St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1990
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Sep 2025)
Tax Bill	$3,860 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3010-04420`

Property Details

APN / Parcel Number

Primary APN	`010-3010-04420`
Alternative APNs	`1188352` `6036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	792 sqft
Basement Area	594 sqft
Finished Basement	594 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,000 sqft (0.16 acres)
Garage Area	440 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	63 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1188352
Street Address	4128 GLADSTONE ST
City	DULUTH
State	MN
Zip	55804-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 07 BLOCK:055 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	55
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3024
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3010-04420

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4128 GLADSTONE ST, DULUTH, MN 55804-1954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Deed Document Number	20251518820
Prior Transfer Date	Oct 04, 2009
Prior Transfer Doc	0001131714
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2025
Property Address	4128 GLADSTONE ST, DULUTH, MN 55804-1954
Document Number	0001518820
Instrument Date	Aug 28, 2025
Instrument	1518820
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4128 GLADSTONE ST, DULUTH, MN 55804-1954

Mortgage

Document Number	0001518821
Date	Sep 24, 2025
Instrument	1518821

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,860.00 (+19.73%) Homeowner's exemption
2025	$3,224.00 (-4.33%) Homeowner's exemption Disabled Person's exemption	$308,500 (+9.86%) Land $47,900 Building $260,600	$308,500 (+9.86%) Land $47,900 Building $260,600
2024	$3,370.00	$280,800 (+10.77%) Land $46,200 Building $234,600	$280,800 (+10.77%) Land $46,200 Building $234,600
2022		$253,500 Land $35,600 Building $217,900	$253,500 Land $35,600 Building $217,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.